OVER 4 TIMES MORE THAN THE NATIONAL AVERAGE CHECKING ACCOUNT YIELD

• Presidential Bank's Checking PLUS account pays 1.00% APY on balances up to $25,000.  Balances in excess of $25,000 earn a competitive 0.50% APY.
• Compare our rate to the national average rate on interest checking of just 0.77%: (Source: Bankrate.com, as of 3/17/2009)
• Absolutely no monthly account fees, so long as you maintain the minimum balance of $1,000 (account requires initial deposit of $1,500 to open).
• Checking PLUS is "the Winner", the "Best" checking account in the country, according to CBSMarketWatch.com (January 2004), Bankrate.com (Spring 2001), Time Magazine (October 2000), and CNNfn. (October 4, 2000).

GET THESE FEATURES WITH YOUR CHECKING PLUS ACCOUNT

• FREE 24/7 real time PC banking with online balances, statements and transfers between accounts
• FREE online archive of check images, deposit images and bank statements (you still get these in the mail too)
• FREE online billpayer
• FREE initial check order of 25 checks
• FREE nationwide ATM access (other organizations may charge fees to use their ATMs).
• Convenient toll-free customer service - Get account assistance from a Real Person.

OTHER BENEFITS AVAILABLE FROM YOUR PRESIDENTIAL^.CHECKING ACCOUNT, IF YOU QUALIFY

• Overdraft protection available
• VISA debit card available
• Automatic email deposit confirmations available
• Make your regular deposits electronically, using Direct Deposit
• Apply online or by phone for home mortgages and home equity loans

*Presidential Checking PLUS offers unlimited check writing.  Account pays a 1.00% Annual Percentage Yield (APY) on balances up to $25,000, 0.50% APY on any portion of balance in excess of $25,000.   Minimum to open $1500, minimum balance to avoid monthly fees, $1000.  Account requires customer email address.  No charge at Presidential ATMs or by Presidential Bank for use of other ATMs.  However, many banks and service providers charge non-customers fees for ATM use.  Account requires an electronic monthly deposit of $200 or more from payroll, annuity, or pension.  Rates effective 08/31/2009. Rates subject to change.

See deposit rates and yields for all account types
See features and requirements for all account types