*(APY) Annual Percentage Yield for Certificate of Deposit is accurate as of August 31, 2009, and remains valid for the duration of a 12 month term. Minimum opening deposit is $1,000. Early withdrawal may result in penalty.

 1.00% APY Checking

Unlimited Checking pays a 1.00% APY on balances up to $25,000, 0.50% APY on balances in excess of $25,000.* Account includes free checks and free billpayer.
*see conditions




1 yr CD
1.50% APY
Maximum Amount: $100,000
182 day CD
1.25% APY
Maximum Amount: $100,000
90 day CD
0.75% APY
Maximum Amount: $100,000



New Deposit Insurance Limits
On October 3, 2008, FDIC deposit insurance increased from $100,000 to $250,000 per depositor with interest bearing accounts now extended through December 31 2013, and without limit for non-interest bearing accounts,
through June 30, 2010.

• Personal Accounts
• Commercial Accounts